How to Upgrade to Your Dream Home Without Overpaying or Getting Stuck With a Bad Buy

If you’re a Millennial homeowner thinking “maybe I should wait”

here’s why that hesitation could cost you 5 years

and how to make a smarter, safer move without rushing

Here Are Some Results From Upgrading SMART, SAFELY

$900K Profit in 3 Years + $500K Paper Gain

Married Couple Mid 30s + 3 Kids + 2 Parents

  • Alan & Jamie, newly-wed bought a 1BR condo in 2015

  • In 2019, due to financial issues, their parents have to stay with them and squeeze in their 1BR unit

  • Our marketing team helped them offload their condo with $150k profit

  • After discussing with our investment specialist, both decided to take a leap of faith. They squeezed their finances to buy 4BR at $2M new launch for investment

  • 3 years later, we helped them sell their 4BR condo with $900k profit (highest annualised profit in entire project)

  • In 2024, they took another leap of faith to buy a landed terrace at $3.6M

  • 11 months later, benefited from another $500k paper gains

  • Alan & Jamie, newly-wed bought a 1BR condo in 2015

  • In 2019, due to financial issues, their parents have to stay with them and squeeze in their 1BR unit

  • Our marketing team helped them offload their condo with $150k profit

  • After discussing with our investment specialist, both decided to take a leap of faith. They squeezed their finances to buy 4BR at $2M new launch for investment

  • 3 years later, we helped them sell their 4BR condo with $900k profit (highest annualised profit in entire project)

  • In 2024, they took another leap of faith to buy a landed terrace at $3.6M

  • 11 months later, benefited from another $500k paper gains

Highway-Facing Unit? Sold in 9 Days Anyway

Young Couple Early 30s + 1 Infant

  • Sharon & Yan Kai tried 2 other agents over 3 months with zero results

  • Unit facing highway and seller wants 3 months extension

  • Our marketing team & seller specialist came. Shot better photos and conducted a 360 virtual tour,

  • Engaged our in-house AI staging service to beautify the photos

  • Spent $800 worth of PropertyGuru credits to attract eyeballs from surrounding projects

  • Explored additional marketing avenues such as FB ads, newspaper ads, PR database cold calling, etc

  • Strategised how to position the unit from a different angle

  • 9 days later, received offer on the spot. $20k higher than another unit in the same stack

  • Sharon & Yan Kai tried 2 other agents over 3 months - zero results

  • Unit facing highway and seller wants 3 months extension

  • Our marketing team & seller specialist came. Shot better photos and conducted a 360 virtual tour,

  • Engaged our in-house AI staging service to beautify the photos

  • Spent $500 worth of PropertyGuru credits to attract eyeballs from surrounding projects

  • Explored additional marketing avenues such as FB ads, newspaper ads, PR database cold calling, etc

  • Strategised how to position the unit from a different angle

  • 9 days later, received offer on the spot - $20k higher than another unit in the same stack

6 Most Common Issues Faced By Home Upgraders

  • Look at 10,000 listings online and get bombarded. Even if a good deal is in front of them also don't know

  • Try to sell at a good price but their agent don't know how to market properly. Lose out on good buys while waiting

  • Don't have framework to determine what is a good buy. If you only want cheap, go JB

  • Aren’t shown how to find market discount. Well, most people don’t know where to find them

  • Never explore creative financing options to lower monthly mortgage, increase loan amount and tenure

  • Listen to agents and developers sharing the hyped-up popular projects that are too expensive

Upgrading without a plan is like buying stocks after listening to your taxi driver 🚖

But it’s worse than that…

When you buy stocks, your money actually fuels the business. You’re helping the company grow. If the company you not happy, can sell and buy another stock the next day

But when you buy property, one wrong move you can be stuck for 5-10 years..

Buy property is not like stocks, it's not like buy vegetable..

You need a SMART & SAFE upgrade PLAN

Even if you're not ready to act, whether it's cause of timing, finances, your spouse love your current house too much or your dog gets along with your neighbour's cat..

Having a clear plan & understanding the framework to buy good properties will set you up to move smart when the time is right

Bitcoin to Bricks: $500K Property Gains

Single Business Owner Late 30s

  • Jerome earned some extra pocket money from the crypto bull-run & GameStop hype in 2021

  • Continued investing in bitcoin but wanted to diversify his investment portfolio

  • Our investment team ran through his numbers to show him all possible options within his risk consideration

  • With $260k funds, we helped him secure a 2-bed condo for $900k

  • 3 years later, we sold it with $300k profit gain

  • He trusted us to play bigger now and invested into a 3BR freehold property for $1.88M

  • 9 months later, same stack resold for $2.2M - our unit gained another $200k paper profit

  • Jerome earned some extra pocket money from the crypto bull-run & GameStop hype in 2021

  • Continued investing in bitcoin but wanted to diversify his investment portfolio

  • Our investment team ran through his numbers to show him all possible options within his risk consideration

  • With $260k funds, we helped him secure a 2-bed condo for $900k

  • 3 years later, we sold it with $300k profit gain

  • He trusted us to play bigger now and invested into a 3BR freehold property for $1.88M

  • 9 months later, same stack resold for $2.2M - our unit gained another $200k paper profit

Sold Before SSD, Bought $60k Below Market

Singaporean + PR Couple Mid 30s

  • 4 months before SSD, Xavier & Wendy wanted to sell their studio but didn’t know if they could afford to upgrade

  • Our resale team worked out their finances and presented a few options within the proposal document

  • Marketing team came in to take photos, conduct 360 virtual tour and walkthrough videos

  • Within 2 weeks, 2 buyers viewed after being impressed with our walkthrough video. Both put up an offer

  • We got the 2 buyers to compete with each other and sold their studio at a record price on the first viewing

  • Best part, their SSD has yet to even expire.. Buyer exercised the purchase 1 day after SSD expirty

  • We also helped them upgrade to a 3-bed near MRT $60k below asking price

  • 4 months before SSD, Xavier & Wendy wanted to sell their studio but didn’t know if they could afford to upgrade

  • Our resale team worked out their finances and presented a few options within the proposal document

  • Marketing team came in to take photos, conduct 360 virtual tour and walkthrough videos

  • Within 2 weeks, 2 buyers viewed after being impressed with our walkthrough video. Both put up an offer

  • We got the 2 buyers to compete with each other and sold their studio at a record price on the first viewing

  • Best part, their SSD has yet to even expire.. Buyer exercised the purchase 1 day after SSD expirty

  • We also helped them upgrade to a 3-bed near MRT - $60k below asking price

Too Many Choices.. $100K Gain After We Filtered

Two PR Siblings Who Just Got Their PR

  • Caleb & Kelly got tried searching for homes on their own using PropertyGuru

  • Contacted approx 90 listings and viewed 30 units in 3 months but still no clue what to buy

  • Our resale team came in to help them starting from scratch

  • Presented 54 projects and 387 units from the whole of Singapore

  • Filtered to 7 projects and 19 units based on their preference and investment potential

  • We listed down all the info such as unit number, facing, tenancy and other info before even viewing the units

  • Within 3 weeks, we locked in a 3-bed at $50k below bank valuation, paper gains about $100k in 8 months

  • Caleb & Kelly got tried searching for homes on their own using PropertyGuru

  • Contacted approx 90 listings and viewed 30 units in 3 months but still no clue what to buy

  • Our resale team came in to help them starting from scratch

  • Presented 54 projects and 387 units from the whole of Singapore

  • Filtered to 7 projects and 19 units based on their preference and investment potential

  • We listed down all the info such as unit number, facing, tenancy and other info before even viewing the units

  • Within 3 weeks, we locked in a 3-bed at $50k below bank valuation, paper gains about $100k in 8 months

Book Your Strategic Upgrade Consult

This isn’t a sales call. It’s a hands-on session where we’ll map out your Personalised Upgrade Plan based on your finances, goals, and market options. Whether you’re ready to act now or 12 months from now, this gives you clarity and confidence to move smart, safely.

What You'll Walk Away With:

⭐️ Personalised Upgrade Plan tailored to your finances, timeline and options

⭐️ Strategic insights on how to buy smart by comparing price gaps & upcoming developments

⭐️ Clarity on when to act and how to avoid costly mistakes

Disclaimer: The information and content provided on this page are not to be interpreted as a promise or guarantee of any specific outcomes or results.

Do note that results may vary on a case-by-case basis as I analyse the suitability of your property and determine if I can assist you further.

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